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are your lights insured

Discussion in 'Backyard BBQ' started by thecrazylightlady, Jun 19, 2017.

  1. thecrazylightlady

    thecrazylightlady Yes I admit it.....I have the C.L.A.P

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    just wondering if anyone else has their lights insured
     
  2. Lishfish

    Lishfish Full Time Elf

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    do you mean as an extra thing in your home insurance?
     
  3. ryanschristmaslights

    ryanschristmaslights Senior Elf Administrator Generous Elf

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    I've previously claimed damage on household insurance when my mega tree was used as a swing - the repair bill was around $500...

    The lights aren't specifically listed on the policy though!
     
  4. OP
    OP
    thecrazylightlady

    thecrazylightlady Yes I admit it.....I have the C.L.A.P

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    yes
     
  5. OP
    OP
    thecrazylightlady

    thecrazylightlady Yes I admit it.....I have the C.L.A.P

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    oh no thats horrible.
     
  6. Lishfish

    Lishfish Full Time Elf

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    thats actually not a bad idea seeing as a lot of people have thousands of dollars of stuff
     
  7. OP
    OP
    thecrazylightlady

    thecrazylightlady Yes I admit it.....I have the C.L.A.P

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    I rang my insurance company and asked them if my lights could be insured, turns out the ladys parents did lights too, so i have them specifically listed on my policy for $12,000 and it didnt change the amount i have to pay every month either
     
  8. richardd

    richardd Full Time Elf

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    I just contacted my insurance and outside items would be covered to 20% of my content amount.
     

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